Landlords

Landlords have different risks that may need to be covered to protect your investment, and which might not be covered by a standard Home & Contents policy.

 

If you own an investment property that’s rented out, you need to protect yourself against potential damage to your property and assets.

How can we help?

Some of the areas we can help arrange cover for include:

  • Building

  • Contents

  • Accidental breakage

  • Water or liquid damage

  • Vandalism or malicious acts

  • Removal of debris and demolishing costs

  • Burning out of an electric motor

  • Rebuilding fees (building only)

  • Loss of rent (optional extra)

  • Rent default and theft by tenant (optional extra)

  • Liability cover

From 1 January 2022

From 1 January 2022, at the commencement of a new lease or lease renewal, you must ensure that your dwelling/unit meets the requirements of the domestic smoke alarm legislation. This may involve installing Photoelectric Smoke Alarms or Wireless Interconnected Photoelectric Smoke Alarms into the bedrooms in addition to the currently required smoke alarms.